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CalPERS Home Loan Eligibility

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All active, inactive, and retired members of the following:
  • California Public Employees' Retirement System - CalPERS
  • Legislators' Retirement System - LRS
  • Judges' Retirement System - JRS

are eligible to apply for any of the purchase or refinance loan programs offered by CalPERS. There are no minimum service or vesting eligibility requirements.

Eligible types of properties are as follows:

  • Owner Occupied, primary residences
  • Single Family Homes, Condos, Townhomes, PUDS
  • 1 to 4 unit properties
  • Property must be located in United States.

The next part to determining if you qualify for a CalPERS loan is to view the "Income Qualifications" by clicking HERE.

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