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CalPERS FREE 60-Day Lowest Rate Protection

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As a CalPERS member, CalPERS will automatically lock  in your interest rate for 60 days for FREE, protecting you from interest rate increases.
  • Call (800) 931-7377 to Request a Mortgage Rate Lock

Should interest rates decrease you are still protected by CalPERS with two interest rate float down options. This is a significant benefit as all other loan programs will require a fee to lock your interest rate and do not allow you to float down the rate should rates get better.

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